Author Topic: Holt District  (Read 4372 times)

Offline simlink ♔

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Re: Holt District
« Reply #60 on: January 24, 2013, 05:36:27 pm »



Darkness is not something that will disappear quickly, it seems...

Note: this is a very plot-laden update. The pictures only play a small role, so I encourage you to read the storyline...





My heart was pounding in my ear. My palms were sweaty. I could feel the nervous twitch in my eyebrow - it happens everytime I am scared. I can't believe I'm doing this. What have I gotten myself into? But something just didn't feel right about that aid meeting yesterday. The deputy commisioner of the region looked off - he was smirking. It was very... sinister. Maybe he just has acid reflex, but something just didn't seem right.

I see it. The light. I'm almost at the vent opening to his office. I can hear voices coming from outside the office. I better be quiet.
I  hear the door opening.

"We can talk here, gentlemen."
It was the deputy regional councillor, Alexi Samson.

"Well, we've found a loophole in our insurance policy. As you know, the majority of tornado victims are insured with us. We instituted policy changes that came into effect the day before the tornado hit which states we no longer cover tornado damage. Most customers are none the wiser. We alerted them 4 weeks in advance of the changes, as per our legal requirement. However, none of our affected clients purchased the upgrade package that includes tornado damage. It has a low penetration in the region overall, about 5% of clients hold it."
I'm not sure who that is. I can't quite see. I wiggle closer to the grate to look out. It is the CEO of Simsurance Holt, Ltd., the largest insurer in the region. His name is Robert Revenue.

"So are you saying the victims aren't covered?" chymed Samson.
Revenue replied with a simple "Yes."

Samson seemed unclear. "Okay. So when the victims find out, we offer to buy their properties, correct? Since they don't have the funds, in theory, to rebuild, they will have to sell? And then we turn over the properties to you Julia?"

He was speaking to Julia Harshrode, the founder of Callinca Homes. They're a recent entry to the housing market in Holt District. She always seemed really nice.
"Yes, exactly. Once we have control of the land, we will increase the density of homes in the affected areas. To make us look good, we'll offer the victims a home at a reduced rate, say about 50% of cost. We'll still end up ahead in the end."

I had never heard of such vile things. This continued for what seemed like hours as I listened on in horror. I couldn't believe their plan. In essence, they're taking advantage of a loop hole in insurance policies. The region would look good for offering distressed home owners an out, the home builder would look good by offering cheaper residences while taking over their former homes, and the insurance company gets a fat cheque from both parties. And all 3 of them will pocket large sums of money from this deal. It was the most vile thing I'd ever heard.

Eventually, the meeting ended. They exchange pleasantries. However, before leaving, the councillor Samson spoke "It was nice meeting all of you. And I look forward to working with you."
He chuckled.
"Before I leave for the night, I must check my air vent. It heard the distinct sound of a rat making itself at home."

My blood ran cold. I can't be caught... what... what would they do to me? I certainly can't help them. I began to back up slowly. Thankfully Samson was a very short man, and would need to grab his step ladder to reach the vent near the ceiling I was hiding in.

I managed to avoid being seen the entire way out of the Regional Headquarters Building.







I now found myself in downtown Sherkston. My head was spinning... had I really just heard what I did? How could any humanbeing take advantage of another in such an evil, vile manner? I was beginning to feel sick. The ground was spinning, the bright lights twirling.







I began to feel even sicker. How could any person, ANYONE, take advantage of the people who had everything taken away from them? WHO'S RUNNING THIS PALCE?!










I have to do something.... but what?! What can I possibly do? Wait a second...
I realized the Regional Police Force's HQ was just down the street from here.
Should I rat?
What kind of power do those people have, what kind of connections?
No.
I have to go. I have to do this.
I began walking to the police building, recording in hand.
This must not go any further. It has to end here...